INVESTNasdaq HelsinkiReal Estate ServicesIFRS · EUR

Investors House Oyj

Investors House Oyj is a Finnish public company based in Helsinki, specializing in owning, managing, and leasing real estate properties, including residential and commercial real estate. The company also provides related services, focusing on property management and investment activities. Investors House aims to maintain a strong equity ratio and has been committed to a strategic goal of over 45% equity ratio for the past decade. The firm operates primarily within Finland and has a stable financial position, supported by its investment and service segments.

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Revenue8.4m EUR
−15.9 %y/y
Operating profit (EBIT)5.1m EUR
−57.7 %y/y
EBIT margin60.4%
−59.6 ppy/y
Net income4.6m EUR
−46.2 %y/y

Fiscal year 2025 · change from previous year

Development 2020–2025

-5051015m EUR2020: 9.5 m EUR2020: EBIT -1.0 m EUR20202021: 9.8 m EUR2021: EBIT -0.48 m EUR20212022: 7.6 m EUR2022: EBIT 4.3 m EUR20222023: 6.9 m EUR2023: EBIT 3.9 m EUR20232024: 10.0 m EUR2024: EBIT 12 m EUR20242025: 8.4 m EUR2025: EBIT 5.1 m EUR20258.45.1
RevenueOperating profit (EBIT)
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Business

Share of revenue
Real Estate73 %

Includes ownership and management of real estate properties.

Services27 %

Comprises property management and investment services.

Customers

Investors House serves a diverse range of customers, primarily focusing on public sector clients and ARA properties, which together constitute nearly two-thirds of its revenue. The company's customer base has shifted from private individuals to public entities over the past few years. This includes government bodies, state-owned companies, municipalities, and welfare areas. The company aims to maintain a high occupancy rate, with its real estate leasing operations achieving a 99% occupancy rate at the end of the review period.

Public Sector

Leases properties to government bodies and municipalities for stable income.

ARA Properties

Provides affordable housing solutions, supported by government initiatives.

Private Individuals

Offers residential leasing options to private tenants.

Strategy

Investors House focuses on maintaining a strong equity ratio and enhancing shareholder value through strategic investments and divestments. The company aims to become a dividend aristocrat by consistently increasing dividends. It has shifted its focus towards long-term, stable income streams through public sector leases and ARA properties. The company is also integrating its service business under a unified management to improve operational efficiency and predictability.

Maintain strong equity ratioLong term

Ensures financial stability and supports growth.

Focus on stable income streamsMedium term

Provides predictable cash flow and reduces risk.

Become a dividend aristocratLong term

Enhances shareholder value and attracts investors.

Geography

Investors House operates primarily in Finland, with its headquarters located in Helsinki. The company focuses on the Finnish real estate market, leveraging local expertise and market knowledge. It has a strong presence in key Finnish cities, ensuring a stable and predictable cash flow from its leasing operations. The company's strategic focus on the domestic market helps mitigate risks associated with foreign exchange and international market volatility.

Risks

Investors House faces risks related to market conditions affecting property values and rental demand. The general economic environment, including interest rates and inflation, can impact the real estate sector. Regulatory changes and financial market volatility pose additional risks. The company also faces operational risks from potential changes in occupancy rates and customer relationships in its service business. Although it has no direct exposure to Russia, geopolitical tensions can indirectly affect the business environment.

Sorted by severity
LowMediumHighLowMediumHighImpact →Likelihood →Market conditions1Economic environment2Operational risks3Regulatory changes4
Impact is the risk’s severity and likelihood how probable it is over the next few years, both assessed from the company’s reports. Numbers match the list.
  1. Market conditionsImpact: HighLikelihood: Medium

    Affect property values and rental demand.

  2. Economic environmentImpact: HighLikelihood: Medium

    Interest rates and inflation impact real estate.

  3. Operational risksImpact: MediumLikelihood: Medium

    Changes in occupancy rates affect cash flow.

  4. Regulatory changesImpact: MediumLikelihood: Low

    Impact real estate operations and compliance.

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Accounting

Judgemental items
Revenue recognition

Affects cash flow predictability and financial analysis.

Fair value accounting

Impacts reported asset values and profitability.

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Last updated: 24/09/2026